What’s a vCFO?

21Financials is a vCFO. Providing outsourced and on-demand high-skill finance and accounting assistance.

So much more than a number cruncher

21Financials is a vCFO (or Virtual CFO). Our outsourced service is perfect for privately-owned, Small to Medium-sized Enterprises (SMEs) that can't afford, or likely do not need, a full-time, in-house CFO. These are businesses usually doing under $15M annual turnover and struggling with strategic consulting, accounting operations, team development, corporate governance, and the complexities of NDIS (National Disability Insurance Scheme) management.

21Financials is not your average beancounter; we’re not the least bit tempted to communicate in confusing “accounting speak.” We speak normal business English, to ensure your teams understand how to improve the accounting, finance, and operations of your business, how to read financial and KPI reporting more closely, and how to use that information to drive your organisation forward.

We’re not tax accountants. We’re consultants who understand all the requirements of a successful business, how to help them earn more revenue, and how to turn them profitable, or more profitable.

We go beyond figures and forecasts

Our mission is to approach SMEs’ profit and growth problems the same way an corporate-level organisation’s CFO would. As a female-owned and operated firm, we look at problems from a different perspective than most and dare to be different.


Are sales growing rapidly, but not showing in your year-end profits?


Are you profitable, but never seem to have enough cash in the bank?


Are your bookkeeper and CPA unable to understand your business plan?


Are governance and regulatory issues taking up too much of your time?


Are you profitable, but not quite able to achieve explosive growth?


Are your books now complicated enough to warrant expert involvement?